MODEL SELEKSI PADA ASURANSI JIWA DWIGUNA DENGAN UANG PERTANGGUNGAN MENINGKAT

Abstract

This paper discusses the use of select model on endowment increasing insurance in determining premium for person currently aged x+s , who was selected at age with ℎyear selection period. Premiums covered are premiums payable times a year, based on calculation of gross premium by considering the management expenses of insurance company. The calculation of the premiums  payable  times a year is influenced by the life annuities-due and determinedusing the approximation under the uniform distribution of death assumption and expressed in commutation function.