PREMI ASURANSI JIWA GABUNGAN BERJANGKA DENGAN ASUMSI GOMPERTZ

Abstract

This article discusses the annual premium of term insurance for joint life. In this kind of insurance,  the sum assured  of two people insured with the age of   and   is paid if only  one of the insureds dies during the coverage period and then no more premium payment. The annual premium is affected by single premium and present value of  annuity due, where Gompertz assumption is used in calculation. A bigger premium is obtained using the Gompertz assumption.