PENGARUH KREDIT WIRAUSAHATERHADAP PENDAPATAN UMKM DI BPR SARIMADU BANGKINANG (SEBELUM DAN SESUDAH COVID-19)

Abstract

Entrepreneurial Credit is one of the loans in BPR Sarimadu Bangkinang. Entrepreneurial credit is used by customers to increase MSME capital. The problem discussed in this study is whether there is a difference in the income of MSMEs receiving entrepreneurial credit before and after the Covid-19 outbreak. This study was conducted to determine the effect of entrepreneurial credit on MSME income at BPR Sarimadu Bangkinang (before and after covid-19). The method used in this study is the Paired sample t-test with the help of SPSS 23 software. This test is used to determine whether or not there is a difference in the average between two pairs of sample groups (related). Based on the results of the analysis, it shows that there are differences in the income of MSME recipients of Entrepreneurial credit before and after Covid-19 with the value of t count > t table (28.099 > 1.985) and significance value of 0.000, it can be concluded that there is a difference in the income of MSME recipients of Entrepreneurial Credit before and after Covid-19.

Keywords: Entrepreneur Credit, MSME Income before and after Covid-19