PENGARUH KARTU ATM-DEBET DAN UANG ELEKTRONIK (E-MONEY) TERHADAP INFLASI DI INDONESIA PERIODE 2009-2019

Abstract

This study aims to determine how the effect of ATM-debit cards on inflation in Indonesia in 2009-2019 and the effect of E-money on inflation in Indonesia in 2009-2019. This research is a quantitative research. The research data is obtained from official publications from Bank Indonesia, namely data on ATM-debit card transactions, electronic money (E-money) and the level of inflation in Indonesia in 2009-2019. The analysis method used in this research is descriptive and quantitative data analysis. The quantitative analysis in this study uses multiple regression formulas with the help of the Eviews 10 application. The results show that the ATM-debit card (AD) has a positive effect on inflation but it is not proven to be significant, as evidenced by the greater probability value of the ATM-debit card (AD) variable from 0.05 (0.6961> 0.05). Electronic Money (EU) is also proven to have a negative effect on inflation but it is not proven to be significant, as evidenced by the probability value of the Electronic Money variable being greater than 0.05 (0.6077> 0.05).

Key Word: ATM-Debit Card, Electronic Money, Inflation