Perbandingan Pendapatan Umk Penerima Kredit Bakulan Dari BPR Sarimadu

Abstract

This study aims to Analyze changed income before and after credit

“bakulan” received by micro business in the BPR Sarimadu in Pekanbaru and

formulate policy implications that have been done to improve the disbursement

in the BPR Sarimadu, in order to increase revenue micro business. The sampling

method is purposive sampling. Micro business who became sample on this

research is the trading businesses of vegetable and fruit. There are 302 debtors of

credit “bakulan” in BPR Sarimadu. 22 of them are vegetable and fruit trading

businesses and they are including into the micro bussines. The analysis used

different test average, the results showed that t greater than t table. Ho is rejected

and H1 is accepted so it is concluded that there is a real difference in the average

income of the debtor by micro business after getting credit bakulan in the BPR

Sarimadu. Stated that the provision of credit bakulan is very effective in order to

increase revenue debtors micro business.

Keyword: income, credit “bakulan", comparassion income.